health care

Hi

In the last blog I forwarded some ideas for health care reform. I also deferred the reforms concerning those who are uninsured,not I will address that part of the problem.

There have been several numbers tossed around and I feel that we must first determine just how many people we are talking about, after all, if we don't define the problem how can we fix it?

The usual number is 65 mil, (no matter because any number is only an estimate). Let's discuss a large chunk of these,the illegal immigrants. My thought is that we owe these people nothing,especially health care that we pay with our taxes. By removing this group we are now talking about a more manageable number. There is another large segment of the uninsured population, the young who opt not to have coverage. They work under the theory that they need a doctor only a few times, therefore, they self insure. A government plan would force these people to buy insurance, why? Shouldn't these young people have the right to choose how they spend their money? After all,they knew how to earn the money, they must be intelligent enough to know how to spend it. Leave these people alone. Let the youth learn what is important in their own lives, this would serve to strengthen their life resolve.

The next group, mostly the very wealthy, choose to self insure. Again my thought is to leave them alone. The government wants to force them to get coverage, and even worse, the government wants the taxpayers to pay. Do we need to spend our tax dollars on insuring people like Bill Gates?

When you take out those who fall into the above groups you have a more manageable number. Most of these would want insurance so we should make it more affordable. If we were to follow the suggestions outlined in my previous blog. many in this group could afford coverage. For those who don't. I would create an assigned risk type of pool. This was used in many states to insurance high risk auto drivers, why not use it in the health care field? Insurance companies would be compelled to write some percentage of this pool, probably based on what they write on policies outside the pool. Cheaper yes, and the best part is that it lets us only pik up the tab for the truly needy. We would see this through higher premiums on policies written outside the pool.

As fr now the subject is still under consideration, these are ideas which I feel would help us all, after all we are the people who pay taxes for any plan. Stay tuned.

Pray for the service people.
GOD Bless